Thangavel.....

தொலைத்த பின்பு தான் தெரிகிறது விலை. தொலைத்தால் திரும்ப வாங்கலாம். தவறியது ஒரு ஜீவன். என்ன செய்ய? உரக்க அழுவதை தவிர? சொல்லுங்களேன்...

நான் வெகு நாட்களாக தேடி கொண்டிருந்த ஒரு பாடல் இது..... இந்த பாடலை நீங்கள் கேட்க நேரிட்டால் கட்டாயம் இந்த பாடல் வரிகள் உங்களுக்கு தேவை. காரணம் பாட்டு சத்தியமா புரியாது...... An angels smile is what you sell You promise me heaven, then put me through hell Chains of love got a hold on me When passions a prison, you cant break free Youre a loaded gun Theres nowhere to run No one can save me The damage is done Chorus: Shot through the heart And youre to blame You give love a bad name I play my part and you play your game You give love a bad name You give love a bad name Paint your smile on your lips Blood red nails on your fingertips A school boys dream, you act so shy Your very first kiss was your first kiss goodbye Youre a loaded gun Theres nowhere to run No one can save me The damage is done

Steps to turn a strategy into action Start with the right strategy Think about implementation Involve and communicate Pare down to essentials Spend Keep it simple Measure success Don't panic Be flexible Persist Source : Carly Chynoweth , How to turn a strategy into action

With changing interest rates and pricey homes, here's how you can be a savvy customer. By Padmavathi Subramanian I live in what's arguably the city with the world's highest real-estate prices. But our Mumbai flat was too tiny—my family, I felt, deserved something better. Selling it and moving to an affordable, larger flat farther away from my downtown office, where I reach after an hour's commute, would make my life even harder. Then, in mid-2005, my next-door neighbours decided to sell their equally small flat. I bought it with a home loan from HDFC Ltd, pulled down a wall and joined the two flats to create a fairly large home. While applying for the loan, one question troubled me. Should I choose a fixed rate of interest, or a floating rate—one that could go up or down, depending mainly on inflation? Interest rates were low in 2005. But one never knows: "low" and "high" are relative terms in the world of finance. If I chose the 7.75% fixed rate off...

Dangerous Definitions: Know Your Hedge Funds The hedge fund industry may appear to be a risky investment choice right now but not every investment instrument referred to as a 'hedge fund' may necessarily behave according to the true definition. With a little research, hedge funds can still provide a good return. On the surface, the hedge fund industry, like telecoms, dotcoms and banks before it, is now apparently crashing and burning. Schadenfreude all round, some may say. In recognition of the fact that 'hedge fund' is an unhelpful modern misnomer in the same way that 'government bailout' is, we might like to establish some workable definition by which to measure what a hedge fund actually does. Or, rather, should do. How about: 'Moderately leveraged, bi-directional, speculative trading in liquid and transparent markets in order to achieve absolute returns unrelated to traditional asset classes.' This sounds simple enough, so why do most hedge fund...

These days the talk of the town……. oops talk of the whole globe is failure of several banks in US.   But I would say it is not the failure of the financial institutions but due the business model they were having.   But before getting to know what the model is, its better to know a few terms which is being on air for a while…….. (or at least the way I have understood thoseJJJJ)   1. Sub prime lending: That is nothing but lending to some one whom u know so well that he/she will have problems in repaying the loan. Sub-prime works in a very simple way: 1. Give a loan to some one who doesn’t have a credit rating worth a loan. 2. The loan period will be usually for a very long period. Say 30 yrs. 3. The person taking the loan will be taking the loan under the impression that after some time he will be able to make some money and settle the loan. 4. The lending terms usually will be like interest fixed for first 2 yrs. (for selling the loan to the poor borrower) 5. After the fixed rate perio...

These days the talk of the town……. oops talk of the whole globe is failure of several banks in US.   But I would say it is not the failure of the financial institutions but due the business model they were having.   But before getting to know what the model is, its better to know a few terms which is being on air for a while…….. (or at least the way I have understood thoseJJJJ)   1. Sub prime lending: That is nothing but lending to some one whom u know so well that he/she will have problems in repaying the loan. Sub-prime works in a very simple way: 1. Give a loan to some one who doesn’t have a credit rating worth a loan. 2. The loan period will be usually for a very long period. Say 30 yrs. 3. The person taking the loan will be taking the loan under the impression that after some time he will be able to make some money and settle the loan. 4. The lending terms usually will be like interest fixed for first 2 yrs. (for selling the loan to the poor borrower) 5. After the fixed ra...